Vendor intelligence built for financial institutions

Opsis gives banks, credit unions, and fintechs a clearer view of vendor spend, contract exposure, pricing signals, and market alternatives — so teams can buy smarter, prepare earlier, and negotiate from a stronger position.

Now onboarding select banks and credit unions as early design partners.  Already have an account? Sign in →

Savings Opportunity
High Confidence

Your annual cost is 18% above the estimated peer median for institutions of your size.

Est. Annual Savings $33K – $74K
Built for
Community Banks
Credit Unions
Regional Banks
Fintechs
Community to regional scale

Renewals and pricing shouldn't be a guessing game

Vendor spend, contracts, renewal dates, and pricing history are often scattered across spreadsheets, inboxes, and shared drives. Deadlines sneak up, leverage disappears, and renewal pricing often goes unchallenged.

No single view of vendors, spend, and terms

Vendor costs, renewal dates, contract terms, and pricing history often live in different systems, spreadsheets, or inboxes. Teams spend hours stitching it together, and market comparisons rarely happen.

Renewal windows close before you're ready

Auto-renewals, notice periods, and contract deadlines can slip by unnoticed. By the time the renewal gets attention, leverage is reduced and the first vendor proposal often becomes the starting point.

Negotiating without market context

It is hard to know whether pricing is competitive without category-level benchmarks, market signals, or comparable alternatives. Teams often enter renewals without a defensible way to challenge the proposal.

Renewal and pricing intelligence in one place

Vendors often enter renewal conversations with more pricing context than the institution buying the product. Opsis helps level the playing field with spend visibility, renewal risk alerts, benchmark ranges, market alternatives, and AI-assisted insights — built for how financial institutions actually buy software.

Spend & renewal visibility

See annual spend, renewal dates, notice periods, contract milestones, and risk signals in one executive view — so your team knows where money is going, what is coming up, and where leverage may be at risk.

Core Feature

Opsis Signals

AI-assisted recommendations surface savings opportunities, pricing concerns, credible alternatives, negotiation leverage, and renewal timing before conversations happen — so your team is not relying only on the vendor’s version of the market.

Market Intelligence

Run Scenario

Stress-test pricing before you sign. Enter institution size, seats, term, modules, and category assumptions to estimate a market-informed range before accepting a vendor proposal.

Pre-Purchase Planning

Peer Benchmarking

Compare costs and terms against available market signals, seeded reference ranges, and anonymized peer benchmarks as coverage grows — so renewal conversations start from defensible context, not guesswork.

Anonymized & Private

Up and running in minutes

No lengthy implementation or rip-and-replace. Add key vendors and contract facts—Opsis starts surfacing benchmarks and renewal intelligence right away.

1

Add vendors & contract basics

Use the guided flow for spend, contract dates, terms, satisfaction signals, and risk—minutes per relationship, structured for benchmarking.

2

Opsis surfaces intelligence

Peer benchmarks, savings signals, and renewal timing appear as soon as your data is in—no manual spreadsheet triage.

3

Negotiate with benchmarks

Enter each renewal with peer pricing variance, recommended plays, and renewal timing guidance—so negotiations lead with market reality, not vendor narrative.

Know before you buy. Prepare before you renew.

Every tracked vendor relationship gets evidence-based signals — not generic reminders. Opsis surfaces pricing concerns, savings opportunities, credible alternatives, market context, and leverage points for both new software purchases and upcoming renewals.

Savings Opportunity — spot where current spend or proposed pricing may be above available market context.

Alternative Vendor Suggestions — identify comparable vendors worth evaluating before buying, renewing, expanding, or replacing software.

Negotiation Leverage — prepare with pricing context, renewal timing, notice windows, and contract terms before leverage disappears.

Peer & Market Movement — understand category trends, buying behavior, switching activity, and competitive shifts where coverage exists.

Opsis Signals 2 high priority
Peer data · Q1 2026
Savings Opportunity
High Priority

Your annual cost is 18% above the estimated peer median for core banking platforms at institutions of comparable size.

↓  Estimated Annual Savings: $33K – $74K
Recommended Action
Request a formal pricing benchmarking session before the upcoming renewal. Lead with peer variance data and pair with a multi-year commitment to build a compelling case.
Negotiation Leverage
Action Advised

Renewal is approximately 11 months away — the optimal window to renegotiate scope and pricing. Leverage diminishes materially within 60 days of the renewal date.

Recommended Action
Initiate renewal planning now. Request a vendor business review and begin a lightweight evaluation of alternatives to create credible competitive pressure.
Peer & Market Movement
Informational

About 20% of comparable institutions ran a formal core assessment or major modernization program in the past 3 years — full replatforms stay uncommon, but that level of evaluation keeps switching costs real for vendors. Use benchmark data to challenge price increases.

Built for institutions like yours

Built for institutions that need transparent pricing and defensible renewals—whether you're a community bank, credit union, or fintech, Opsis adapts to how you buy and benchmark.

Banks

Community and regional banks benchmarking core, lending, payments, and compliance spend—and aligning renewal cycles across departments.

Community to regional institutions
Core banking & fintech integrations
OCC, FDIC, and state regulatory context

Credit Unions

Credit unions comparing core and digital contracts to peers—and preparing renewals with pricing intelligence, not vendor slides alone.

Local to nationwide credit unions
NCUA regulatory alignment
Peer benchmarking vs. similar CUs

Fintechs

Fast-moving teams benchmarking infrastructure, compliance, and BaaS spend as the stack evolves—so each renewal keeps pace with growth.

Seed through Series C+
Infrastructure & BaaS pricing intelligence
Scales with spend and renewals
Early design partner program

Ready to see Opsis in action?

We're onboarding select banks and credit unions as design partners. Share your work email and we'll reach out within one business day to schedule a demo.

No commitment required. We'll tailor the walkthrough to your stack and renewal priorities.